Working Capital Loan
Repaid in small daily or weekly amounts rather than one monthly hit.
- Funding amount
- Up to $1,000,000
- Repayment
- Daily or weekly
- Rate
- From 4.5%
- Funded in
- 1–2 days
American small business funding
Six ways across.One of them is yours.
Frontier Business Funding arranges $10,000 to $1,000,000 for American small businesses, usually inside one to two days. The question below narrows six funding products down to the ones that fit what you are actually trying to do.
- $0 to apply
- No hard credit check
- 75+ lenders
- Funded in 24–48 hours
Send one application (877) 206-6060
Six steps and a few minutes. Nothing owed if you turn every offer down.
One question firstIt narrows six products to one or two
$10K – $1MRange
24–48 hrsTo funding
75+Lenders
$0To apply
Start here
What is the money for?
Three answers cover almost everyone. Follow yours down to the one or two products worth reading about, and skip the other four.
A gap to cover
Money is going out before it comes in — payroll, rent, stock, a slow month, an invoice that has not been paid yet.
Something specific to buy
There is a price on it already: a machine, a vehicle, a fit-out, a second site, a large order of stock.
Room to move, before you need it
Nothing is wrong today. You want a limit sitting there for the month something goes wrong, or goes right, without reapplying.
The six
And all of them, if you would rather read.
Every product with what it reaches, how it is repaid and what makes it different from the one beside it.
Short-Term Business Loan
A fixed sum over a fixed short term, so you know the total cost on day one.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Rate
- From 6%
- Funded in
- 1–2 days
Merchant Cash Advance
Repayment is a share of sales, so a quiet week costs you less.
- Funding amount
- Up to $500,000
- Repayment
- Daily or weekly, from sales
- Factor rate
- 10% – 35%
- Funded in
- 1–2 days
Equipment Loans
Secured on the equipment itself, which is why it approves where others do not.
- Funding amount
- Up to $250,000
- Term
- 1–5 years
- Rate
- From 8%
- Repayment
- Monthly
Term Loan
The lowest cost here for a large sum, and the payment never moves.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Rate
- From 6%
- Funded in
- 1–2 days
Line of Credit
Costs nothing until you draw on it, and refills as you repay.
- Funding amount
- Up to $1,000,000
- Term
- 12–36 months
- Rate
- From 5.5%
- Funded in
- 1–2 days
What it gets spent on
What it gets spent on.
There is no restriction on any product here except equipment financing, which buys equipment. What businesses actually use it for:
- Buying stock
- Making payroll
- Fitting out or refurbishing
- Covering a slow season
- Marketing that has to be paid up front
- Hiring ahead of the work
- Replacing or adding equipment
- Consolidating costlier debt
What happens after you send it
What happens after you send it.
The application is the same one whichever branch you came down. A specialist reads it and comes back with the offers you qualify for, at no cost and with nothing to pay if you turn them all down.
Today
You send the application
Six steps, a few minutes, no fee and no hard credit check. Trading history, roughly what the business turns over, and what the money is for.
Same day or next
We take it to the network
One application goes to the lenders in a network of 75+ most likely to fund a business like yours, rather than to one bank that will take a fortnight to say no.
Within 24–48 hours
You pick, or you do not
What comes back is set out in full — amount, rate, term and what the repayment does to a normal month. Turning all of it down costs nothing.
The application
Send one application
Six steps and a few minutes. No fee, no obligation, and no hard credit check to see what you qualify for.
Rather talk to somebody first? (877) 206-6060.