$10,000 – $1,000,000 · Funded in 1–2 days
Short-Term Business Loan
One sum, cleared inside two years, for something that cannot wait for a longer decision.
- Funding amount
- $10,000 – $1,000,000
- Term
- Up to 24 months
- Rate
- From 6%
- Funded in
- 1–2 days
What makes it different
A fixed sum over a fixed short term, so you know the total cost on day one.
A short-term loan is a term loan with the term cut down: the same fixed sum and fixed schedule, paid off inside two years instead of across several. Because the money is out for less time, the qualifying is usually easier and the total cost is known before you sign.
It suits a cost that has landed — a repair, a season, a project that will pay for itself — rather than a long-term investment. If the thing being funded will still be earning in five years, the term loan is the cheaper shape.
What it gives you
Why a business takes this one
- Fixed sum, fixed schedule
- Cleared inside 24 months
- Easier to qualify for than long-term credit
- No restriction on what it is spent on
The application
Send one application
Six steps and a few minutes. No fee, no obligation, and no hard credit check to see what you qualify for.
Rather talk to somebody first? (877) 206-6060.
Start here
What is the money for?
Three answers cover almost everyone. Follow yours down to the one or two products worth reading about, and skip the other four.
A gap to cover
Money is going out before it comes in — payroll, rent, stock, a slow month, an invoice that has not been paid yet.
Something specific to buy
There is a price on it already: a machine, a vehicle, a fit-out, a second site, a large order of stock.
Room to move, before you need it
Nothing is wrong today. You want a limit sitting there for the month something goes wrong, or goes right, without reapplying.